Top Cross-Border & Stablecoin Payment Providers in 2025
July 25, 2025
Real-time payments and easy fiat to stablecoin on/off ramps.
Hold, buy, and trade tokenized USD onchain with the stablecoin that’s held to higher standards—and no reservations about our reserves.
Ripple USD (RLUSD) is designed to maintain a constant value of one US dollar. Natively issued on XRP Ledger and Ethereum blockchains, Ripple USD is fully backed by a segregated reserve of cash and cash equivalents and redeemable 1:1 for US dollars.
*Availability of RLUSD is dependent on jurisdiction.
Ripple USD for Business: Intuition trusted by institutions
Payment Service Providers
Tap into new markets with a widely available, compliance- and payments-focused stablecoin.
Remittance & Money Transfers
Enable seamless and near-instant cross-border settlement with easy stablecoin, fiat and crypto asset on/off ramping.
Centralized Exchanges
Drive trading volume growth with a trusted, transparent stablecoin partner.
RLUSD Stablecoin Videos
Real-time, secure, compliant transactions
Ripple USD enables businesses to send funds worldwide, backed by stability, trust and compliance.
Near Instantaneous Payments
Power peer-to-peer (P2P) or business payouts through RLUSD, with transactions that settle in seconds on XRP Ledger and Ethereum blockchains.
Global Stablecoin Settlement
Integrate RLUSD as a foundational trading pair with other crypto assets, as an on-ramp for bringing fiat onchain, and as a settlement asset for derivatives markets.
Compliant Crypto Transactions
Enable merchant and vendor 3rd party payouts, fiat-to-RLUSD on/off ramps, and global settlement for FX markets.
Ripple USD is now available on the following exchanges. Start transacting today.
**The list above is for educational purposes; Ripple does not endorse or recommend any of the above exchanges.
Why use Ripple USD?
Stability can’t exist without accountability. Ripple USD is built with regulatory compliance as a defining feature, bringing with it an opportunity for developers, payment providers, exchanges and others to benefit from the stability and transparency Ripple is uniquely able to provide with the first enterprise-ready stablecoin. With over a decade of experience at the intersection of crypto and finance, and a proven track record working with regulators and policymakers across the globe, Ripple is accelerating the digital asset economy with RLUSD.
Deep Relationships, Deeper Stability
Ripple USD can be used for major trading pairs on select centralized exchanges.
Multi-Chain Issuance
Issued on XRP Ledger and Ethereum, Ripple USD opens the door to multiple ecosystems.
Near Real-Time Settlement
Send Ripple USD worldwide in near real-time with minimal fees and no bank account required.
Programmable Finance
Financial use cases are made more efficient and accessible with easy buying, on-ramping, trading and more.
Dive into the Docs
Access the documentation and Github repository to learn more about why Ripple created RLUSD and how to integrate it into your XRPL or Ethereum dApp.
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